HFS - Hamiltons Financial Services - Independent Offshore Investment advisors

Hamiltons Financial Services. Exceptional Investments, extraordinary world.

 Offshore Personalized Portfolio Bonds

You cans still avoid the EU Tax Directive and not have to report to any Revenues!!!

Don't be caught out by the new Tax changes to Offshore Banks

How does this product help with the new EU Tax Directive?

Why pay 15% tax as of the 1st of July 2005 on your bank deposits when you don't have too?

Why are these products more suited to the Expat market?

How can I find out more about it and how it affects me personally?

Why do most UK Financial Advisors not recommend these products?

Why are more and more knowledgeable investors choosing this product?

What is A PPB?

It is a single lump sum investment with tremendous Tax advantages, with access the world's leading investment managers with as little as £ 50.000 / € 75.000 We provide high net worth clients with offshore investment solutions based on security, tax efficiency and reduced administration.

One of the great satisfactions in life is to create wealth during a working life and maintain a high standard of living throughout a lengthy retirement. The opportunity to leave wealth to loved ones is also an objective most people wish to achieve.

About Personalised Portfolio Bonds

This type of bond provides greater investment flexibility allowing investors to create a portfolio from both listed shares and mutual funds. The popularity of personalised bonds for high net worth investors is largely due to the fact that investors can own and manage a diverse portfolio of assets within a single cost effective financial product providing significant tax benefits. Offshore Personalised Bonds are designed to provide tax efficiency and reduce levels of personal portfolio administration for high net worth expatriates.

 

Freedom of Choice

One of the main benefits of an offshore Personalised Bond is that you do not have to sacrifice any of the choices that would be available to you elsewhere. With a few minor exceptions, your portfolio of assets can include virtually any of the investments quoted on the world's leading stock markets, including:
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The greater the access, the greater the scope for a successful investment. A bond offers the ability to restructure and change your investment portfolio at any time.


Investment power

The considerable volumes of business placed by the major offshore insurance companies allow many of their security transactions to be carried out on beneficial terms with investment houses all over the world.

The buying power is reflected in the substantial discounts obtained on unit trusts, both onshore and offshore. Competitive prices and stock-broking commissions are also obtained on purchases.

Administration

A key element to the bond is the comprehensive range of investment services it provides. Investing in a personalised bond provides many advantages that are not normally available by investing directly. These benefits range from routine procedures to a relatively complex processes.

A professional administration service will carry out all transactions within the bond minimising the time consuming hassle of paperwork for the owner, clearly a major benefit for wealthy investors.

Online 24-7 valuations from anywhere in the world keep the plan holder informed about the progress of the bond via a comprehensive statement detailing all transactions and funds held.


For a high net worth client with numerous investments throughout the world centralizing the assets under one roof, so to speak, and put into an Offshore Trust will allow the Beneficiaries to have immediate access to the asset or income on death no probate rather than probate no hassle.

Tax efficient

  • Convenience of holding all your assets in one portfolio

  • Does not come under the new EU Tax Directive

  • Will not deduct 15% like bank accounts

  • Will not report to Spanish or UK revenues

  • Centralised administrative support

  • Online valuations at anytime from anywhere

  • Ability to transfer in existing quoted shareholding

  • Total investment freedom

  • Flexibility to change your investment portfolio at any time

  • Tax efficient access to capital

  • Tax efficient regular income facility

  • Tax free growth of investment funds

  • Tax deferral

  • Non residence relief - UK expats

  • Trust facilities

  • Policy assignment

  • Investor protection and peace of mind

Tax free growth and tax deferral

Bonds offer tax-planning benefits because they are effectively investment portfolios held as life assurance policies. The Life Company owns the underlying investment funds linked to a bond. All income and capital gains arising within the funds are reinvested into units within the fund. Life companies based offshore do not pay tax on income or capital gains within the underlying funds. Therefore, once invested, and apart from any withholding of tax deducted at source, an investor's capital can accumulate entirely free of tax.

Withdrawals

Adhoc or regular withdrawals can be taken at any time to provide income. The income can be paid to any bank anywhere in the world according to the client's requirements.

The Investment Wrap

The Offshore Investment Wrap combines within a single legal structure the investment flexibility of a personalised investment bond and the tax planning ability of a trust. This type of investment structure is especially suited to high net worth investors who want to maintain ownership and control of their wealth while at the same time removing their investments from exposure to inheritance tax in the event of their death.

If required an assurance bond can be held in a wrap to provide an investor with the tax deferral opportunities offered in some European countries for owners of assurance bonds.

Trustee investments

Offshore bonds are ideal Trustee investments as they are classed as non-income producing and offer true tax deferral and little administration to trustees. Bond providers usually have several trust solutions for potential clients. A trust is an easy and inexpensive way to pass asset to your next of kin avoiding IHT, Capital Gains and probate

Policy assignment

It is also possible to assign the policy at any time if required, to raise finance for a business, property extensions, upgrading or any other purpose.

Risk

Experienced investors understand it is necessary to take some risks to achieve potentially higher returns than leaving money on deposit in a bank. They make their investment decisions based on personal risk thresholds and investment time horizons. Investors who cannot face the prospect of a potential loss in the early years of their investment should select investments traditionally considered to provide lower volatility such as commercial property funds.

If you would like more information and a FREE appraisal on the above (without obligation) to see how it can help you beat the Taxman then simply fill in our enquiry form.
Hamiltons Spain

Swiss bank, offshore trust, asset protection, sap, sipp pension, sipp, ssas, inheritance tax, capital gains tax, equity release, remortgage loan

Hamiltons Investment Group SL , tel. +34 952 599 113, a company registered in Spain, Registered Office Bulevar de la Cala Edificio B, Local 21, Spain
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