HFS - Hamiltons Financial Services - Independent Offshore Investment advisors

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 Spanish Equity Release guaranteed income scheme,guaranteed income property,capital property,capital release

Would you like a cash back facility on your Spanish Home?

 

Over the years your home will have provided you with fond memories, comfort and security and now it is probably your greatest asset. This asset could provide you with your greatest opportunity, allowing you to unlock the money that is tied up in your home and ensure a more secure financial future. By releasing some of the value in your home, you could soon have a cash sum in your hands, or an increased income... and still be living comfortably.

  • Cash back facility of 5% of the loan

  • Minimum loan € 200,000 - 5 year term

  • Minimum property value € 330,000

  • Loan up to 75% of value (Current market value)

  • 3 month Euribor floating rate plus 1.5% bank margin

  • 1% bank arrangement fee

  • 5 year Fixed rates available

  • Mitigates Spanish Inheritance Tax

SITIRS

Spanish Investment Transfer and Income release Scheme.

An ever increasing number of expats now living in or intending to move to Spain from the UK and Northern Europe to enjoy the preferred climate are finding that the cost of living has risen considerably in recent years.

guaranteed income scheme,guaranteed income property,capital property,capital release


Name*
Age Applicant 1*
Age Applicant 2*
Telephone Number*
Email*
Resident Yes
Non-resident Yes
Market value of property? (Euros)*
Location of property?*
Who owns the property?*
Is there an existing mortgage? Yes
No

If yes:
Balance out standing (Euros)
Monthly mortgage payment (Euros)
Mortgage term remaining
Would you like an income from your property? Yes
No
Comments

Many who have retired in Spain are finding it difficult to cover the ever-increasing cost of living from their pension funds, particularly since the introduction of the euro. But not all is doom and gloom as those who have purchased Spanish property have realised that due to the phenomenal growth in property values experienced in recent years.



This mixed blessing has resulted in many cases that the property owners become asset rich but cash poor.

Many who have retired in Spain are feeling this affect and quite often results in them having to reconsider priorities. Their dreams of relaxation and enjoyment are being hampered and even curtailed.

Fortunately Hamiltons has been working to resolve this common problem and now have number of solutions to overcome this problem namely SITIRS.

 

SITIRS (Spanish Investment Transfer and Income release Scheme) has the ability to use the Spanish asset to create annual additional income, and release equity on the property.

This unique product allows the owners of the property to retain 100 % ownership as well as producing an income on an ongoing bases. The system by default mitigates the Spanish Inheritance Tax as an added bonus, which will save spouses and heirs considerable sums of potential Inheritance Tax liabilities.

guaranteed income scheme,guaranteed income property,capital property,capital release
Hamiltons Spain

Swiss bank, offshore trust, asset protection, sap, sipp pension, sipp, ssas, inheritance tax, capital gains tax, equity release, remortgage loan

Hamiltons Investment Group SL , tel. +34 952 599 113, a company registered in Spain, Registered Office Bulevar de la Cala Edificio B, Local 21, Spain
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